Bread Financial
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ShareCopied to clipboardBread Financial is a company. It is a public company in Columbus, the United States. It was founded in 1996 and its current CEO is Ralph J. Andretta. It is part of the Financials sector, specifically in the Financial Services industry.
Key facts
- city: Columbus
- country: United States
- employees: 6,000 people
- revenues: 2.4B $
- company type: public
- sector: Financials
- industry: Financial Services
- foundation year: 1996
- CEO: Ralph J. Andretta
- ESG score: Try Pro to see estimate
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Bread Financial is one of the companies in the United States, companies in Financial Services, companies in Financials, companies in Columbus and 3,456,808 companies in our database.
Talking Points
- Bread Financial: A Techforward Financial Services Company
- At Bread Financial, we provide simple payment, lending and saving solutions. Explore our options for personal and business needs – from credit cards to pay-over-time.
- Bread Financial is a tech-forward financial services company. We provide simple, personalized payment, lending and saving solutions.
- Bread Financial provides simple, personalized payment, lending and saving solutions. | Bread Financial is a leading provider of simple, personalized payment, lending, and saving solutions. We create opportunities for our customers and partners through digitally-enabled choices that offer ease, empowerment, and financial flexibility.
- Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was founded in 1996 and is headquartered in Columbus, Ohio.
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